Home
Whether you own or rent, you want to protect your home and
everything in it. We view protecting your home through a wider
lens, which means we cover you differently. We look at the
individual parts of your property's story, like if you've remodeled
or used upscale building materials. We also look at the
history and trends in your areas so we can also cover more of what
can go wrong.
Damage caused by wind or storms? Check. Damage from aircraft or
other falling objects? Check. Malicious mischief? Riot?* Check and
check. We see the bigger picture right along with your individual
situation.
Auto
Fill in the blank. My vehicle is _______ [customized, detailed,
fully loaded]. In this day and age, if this is-or even if this
isn't-what your car is, it's what your car insurance should be.
We see parts of the auto insurance picture that others don't.
Maybe you're improving your driving record (or your kids are
improving theirs). Or maybe you've got some toys that need
coverage.* What we're saying is, we fit you with an auto insurance
policy that's right for your circumstances-down to the
detailing.
Boat
We know boating. Our boat insurance shows it. Not only does it
include replacement-cost coverage for watercraft with no deduction
for depreciation, but it also, depending on your policy,* comes
with liability coverage, coverage for medical payments to others
and physical damage coverage for practically all causes of loss,
including (and certainly not limited to) fire, hitting submerged
objects, theft, vandalism, capsizing and loss overboard. We also
offer coverage enhancements and a multitude of ways to reduce your
premiums.
Personal Umbrella
Let's talk about umbrella insurance. Specifically, our umbrella
insurance. Because we see insurance differently, we can see farther
than most to more fully protect your assets from damaging lawsuits.
Our coverage extends the limits already provided by your auto, home
or boat policies to provide up to $5 million in additional
protection, worldwide liability coverage, protection against libel
and slander claims, coverage for defense attorney costs and
more.
*coverage subject to availability