Personal Insurance

Home

Whether you own or rent, you want to protect your home and everything in it. We view protecting your home through a wider lens, which means we cover you differently. We look at the individual parts of your property's story, like if you've remodeled or used upscale building materials. We also look at the history and trends in your areas so we can also cover more of what can go wrong.

Damage caused by wind or storms? Check. Damage from aircraft or other falling objects? Check. Malicious mischief? Riot?* Check and check. We see the bigger picture right along with your individual situation.

Auto

Fill in the blank. My vehicle is _______ [customized, detailed, fully loaded]. In this day and age, if this is-or even if this isn't-what your car is, it's what your car insurance should be.

We see parts of the auto insurance picture that others don't. Maybe you're improving your driving record (or your kids are improving theirs). Or maybe you've got some toys that need coverage.* What we're saying is, we fit you with an auto insurance policy that's right for your circumstances-down to the detailing.

Boat

We know boating. Our boat insurance shows it. Not only does it include replacement-cost coverage for watercraft with no deduction for depreciation, but it also, depending on your policy,* comes with liability coverage, coverage for medical payments to others and physical damage coverage for practically all causes of loss, including (and certainly not limited to) fire, hitting submerged objects, theft, vandalism, capsizing and loss overboard. We also offer coverage enhancements and a multitude of ways to reduce your premiums.

Personal Umbrella

Let's talk about umbrella insurance. Specifically, our umbrella insurance. Because we see insurance differently, we can see farther than most to more fully protect your assets from damaging lawsuits. Our coverage extends the limits already provided by your auto, home or boat policies to provide up to $5 million in additional protection, worldwide liability coverage, protection against libel and slander claims, coverage for defense attorney costs and more.

*coverage subject to availability