Looking for a deal on a used car or truck? You can probably find
one, if you don't mind that the vehicle has been through a
hurricane or other flood-related disaster.
If you unknowingly purchase a car that was damaged by flooding,
you could be the victim of fraud.
QBE's special investigation unit recommends consumers always
have a certified mechanic inspect the vehicle before purchasing it.
Flooded vehicles may have corrosion, electrical and other serious
In addition, check the National Insurance Crime Bureau's (NICB)
database of known vehicles and watercraft affected by flooding
resulting from disasters like Hurricanes Katrina, Rita and Wilma.
The database is available at nicb.org by entering the Vehicle Identification
Number (VIN) or Hull Identification Number (HIN). NICB reports that
hurricane-flooded vehicles have appeared for resale as far away as
New York and California.
We also recommend contacting your insurance agent if you've
purchased a vehicle with known hurricane damage. It could affect
the actual cash value of the vehicle and need less coverage.