Parents won't always be with their teens to guarantee they're
driving safely. But you can make sure your children are driving
safe, reliable vehicles. Here are some tips for picking a safe
vehicle for your child:
- A slightly older, four-door sedan is a sturdier vehicle and
will help prevent the temptation to drive fast, keep your teen
safer in an accident, and likely cost less to insure.
- Newer vehicles, between six and 10 years old, tend to offer
more safety features. Look for a car with a sound structural
design; seatbelts, airbags, and head restraint systems; anti-lock
brakes and daytime running lights.
- Avoid vehicles with performance features, such as turbo-charged
engines, to reduce the chances of a speed-related crash. Insurance
companies also rate sports cars or performance vehicles higher
because data shows they're statistically more likely to be driven
faster and more recklessly.
- Contrary to popular belief, a vehicle's color has no bearing on
insurance rates. No correlation has ever been found between the
color of a car and the likelihood of the driver being involved in a
- Before you buy, take advantage of consumer safety information
available online or from speaking with your auto insurance agent.
Check how your child's vehicle type, academics and past violations
will impact his or her individual rates and coverage options.