Responsible parents help keep teen drivers safe

Traffic crashes result in 44 percent of teen deaths, the leading cause of teen fatalities in the U.S., according to the National Safety Council. But driving and insurance experts agree: parents can play a big role in helping their teens stay safe.

QBE has several tips to help you protect your teen driver when he or she gets behind the wheel:

  • Monitor your teen's driving habits and vehicle condition.
  • Put your child in a safe vehicle. Avoid performance features such as turbo-charged engines and high-performance tires that encourage dangerous driving.
  • Maintain a safe vehicle by paying special attention to tire condition and pressure, brakes, window washer fluid, blades, headlights and tail lights.
  • Discuss and draw up a driving contract outlining responsibilities for vehicle maintenance and driving safety. Also discuss the consequences if rules are broken.
  • Avoid citations. Even non-traffic citations, like curfew violations or drinking tickets, can impact auto insurance rates.
  • Consult your insurance agent before reporting a small claim. You might save money in the long run by paying for repairs out of your own pocket.

For more information contact your independent insurance agent.