If you're in the market for a new home, General Casualty has
several factors to consider before you buy that could affect the
price you pay for your homeowners insurance.
Save on your insurance by:
- Purchasing a newer home. Homes newer than eight years receive a
discount from General Casualty, up to 15 percent for brand-new
- Some companies will give credits for having a certain number of
working fire extinguishers or home security system or being located
within a certain distance from a fire hydrant.
- Community fire departments are rated according to the
facilities, equipment, staff, water supply and more. Buying a home
in a community served by a higher-rated department can help lower
Some types of structures or property characteristics can raise
your insurance costs or make it difficult to get coverage. Before
you buy, have a professional home inspection performed to help
unveil these threats:
- Structures with Exterior Insulation Finishing System or
- Log structures
- Wood-burning stoves
- A pool, even if you decide to drain and not use it
- An older or poorly maintained electrical system, plumbing
Contact your agent to find out additional ways to save-such as
choosing a higher deductible or finding additional
discounts-without skimping on your coverage.